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Fixed Annuities
American Equity GuaranteeShield product logo
Fixed Annuities

The Commitment of a Fixed Annuity

Planning a financially secure retirement takes commitment and perseverance. You deserve the same assurance when it comes to protecting your money from market volatility. When looking at common retirement concerns, fixed annuities offer financial solutions, such as protecting principal, offering liquidity, providing tax benefits and taking care of loved ones. 
What is a fixed annuity? 
A fixed annuity is a contract between you and American Equity that allows the accumulation of interest based on a fixed interest rate determined at the beginning of the contract. A traditional fixed annuity includes:
Guaranteed Rate
A competitive rate is declared at the beginning, and guaranteed for a set period of time.
Liquidity Flexibility
Increased access options for health care-related expenses available with waiver of surrender charge riders.
Lifetime Income Options
Convert retirement funds into a stream of guaranteed, lifelong payments.
Guaranteed Rate
A competitive rate is declared at the beginning, and guaranteed for a set period of time.
Liquidity Flexibility
Increased access options for health care-related expenses available with waiver of surrender charge riders.
Lifetime Income Options
Convert retirement funds into a stream of guaranteed, lifelong payments.
Guaranteed Rate
A competitive rate is declared at the beginning, and guaranteed for a set period of time.
Liquidity Flexibility
Increased access options for health care-related expenses available with waiver of surrender charge riders.
Lifetime Income Options
Convert retirement funds into a stream of guaranteed, lifelong payments.
Guaranteed Rate
A competitive rate is declared at the beginning, and guaranteed for a set period of time.
Liquidity Flexibility
Increased access options for health care-related expenses available with waiver of surrender charge riders.
Lifetime Income Options
Convert retirement funds into a stream of guaranteed, lifelong payments.
How do fixed annuities work?

This long-term retirement product is purchased with an insurance provider that, in turn, guarantees principal protection, tax-deferred growth on assets and a reliable income stream. Throughout the course of the contract, the fixed annuity earns interest based on an established rate.
 

American Equity offers Fixed Annuity products that provide different benefits and terms.

Ready to discover more?

Connect with your financial professional to explore how an annuity fits into your retirement portfolio. If you don’t have one, please contact us and we will help you connect with someone in your area.

Availability may vary by state.


Features and benefits may vary by product and state. Please review the contract or product disclosure for more information. Guarantees are based on the financial strength and claims paying ability of American Equity and are not guaranteed by any bank or insured by the FDIC.



This material is for informational purposes only, and is not a recommendation to buy, sell, hold or rollover any asset.  It does not consider the specific financial circumstances, investment objectives, risk tolerance, or need of any specific person. In providing this information American Equity Investment Life Insurance Company is not acting as your fiduciary as defined by the Department of Labor. American Equity does not offer legal, investment or tax advice or make recommendations regarding insurance or investment products. Please consult a qualified professional.