ASSETSHIELD SERIES RATE SPOTLIGHT

The AssetShield fixed index annuity offers a robust combination of crediting and index options to further diversify an accumulation strategy. As the examples below demonstrate, no individual option has an advantage over the other, but their combined strengths can complement each other and help deliver growth potential in different conditions. The demonstrations below indicate how the strategy would have operated in three different 10-year periods in the last 20 years. The Credited Rate and Annualized Return include the deduction of any applicable Performance Rate Rider Fee.

ASSETSHIELD 10

DECLARED RATES

MOST RECENT

HIGHEST

LOWEST

BlackRock® Adaptive US Equity 7% Index Annual Point-To-Point with PR

As of: {{EffectiveDate}}

{{DateBRAR}}

{{DateBRAH}}

{{DateBRAL}}

{{AS10BRAF}} (1.50%)

{{AS10BRARF}}

{{AS10BRAHF}}

{{AS10BRALF}}

{{AS10BRANF}} (NO FEE)

{{AS10BRARNF}}

{{AS10BRAHNF}}

{{AS10BRALNF}}

BlackRock® Adaptive US Equity 7% Index 2-Year Point-To-Point with PR

As of: {{EffectiveDate}}

{{DateBR2R}}

{{DateBR2H}}

{{DateBR2L}}

{{AS10BR2F}} (3.00%)

{{AS10BR2RF}}

{{AS10BR2HF}}

{{AS10BR2LF}}

{{AS10BR2NF}} (NO FEE)

{{AS10BR2RNF}}

{{AS10BR2HNF}}

{{AS10BR2LNF}}

Bank of America Destinations Index Annual Point‑To‑Point with PR

As of: {{EffectiveDate}}

{{DateBOAR}}

{{DateBOAH}}

{{DateBOAL}}

{{AS10BOAF}} (1.50%)

{{AS10BOARF}}

{{AS10BOAHF}}

{{AS10BOALF}}

{{AS10BOANF}} (NO FEE)

{{AS10BOARNF}}

{{AS10BOAHNF}}

{{AS10BOALNF}}

Bank of America Destinations Index 2-Year Point‑To‑Point with PR

As of: {{EffectiveDate}}

{{DateBOA2R}}

{{DateBOA2H}}

{{DateBOA2L}}

{{AS10BOA2F}} (3.00%)

{{AS10BOA2RF}}

{{AS10BOA2HF}}

{{AS10BOA2LF}}

{{AS10BOA2NF}} (NO FEE)

{{AS10BOA2RNF}}

{{AS10BOA2HNF}}

{{AS10BOA2LNF}}

UBS Tech Edge Annual Point‑To‑Point with PR

As of: {{EffectiveDate}}

{{DateCSAR}}

{{DateCSAH}}

{{DateCSAL}}

{{AS10CSAF}} (1.50%)

{{AS10CSARF}}

{{AS10CSAHF}}

{{AS10CSALF}}

{{AS10CSANF}} (NO FEE)

{{AS10CSARNF}}

{{AS10CSAHNF}}

{{AS10CSALNF}}

UBS Tech Edge 2-Year Point‑To‑Point with PR

As of: {{EffectiveDate}}

{{DateCSA2R}}

{{DateCSA2H}}

{{DateCSA2L}}

{{AS10CS2F}} (3.00%)

{{AS10CS2RF}}

{{AS10CS2HF}}

{{AS10CS2LF}}

{{AS10CS2NF}} (NO FEE)

{{AS10CS2RNF}}

{{AS10CS2HNF}}

{{AS10CS2LNF}}

S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index Annual Point-To-Point with PR

As of: {{EffectiveDate}}

{{DateSP500DAR}}

{{DateSP500DAH}}

{{DateSP500DAL}}

{{AS10SP500DAF}} (1.50%)

{{AS10SP500DARF}}

{{AS10SP500DAHF}}

{{AS10SP500DALF}}

{{AS10SP500DANF}} (NO FEE)

{{AS10SP500DARNF}}

{{AS10SP500DAHNF}}

{{AS10SP500DALNF}}

S&P 500® Dividend Aristocrats® Daily Risk Control 5% ER Index 2-Year Point-To-Point with PR

As of: {{EffectiveDate}}

{{DateSP500DA2R}}

{{DateSP500DA2H}}

{{DateSP500DA2L}}

{{AS10SP500DA2F}} (3.00%)

{{AS10SP500DA2RF}}

{{AS10SP500DA2HF}}

{{AS10SP500DA2LF}}

{{AS10SP500DA2NF}} (NO FEE)

{{AS10SP500DA2RNF}}

{{AS10SP500DA2HNF}}

{{AS10SP500DA2LNF}}

Société Générale Global Sentiment Index Annual Point‑To‑Point with PR

As of: {{EffectiveDate}}

{{DateSGR}}

{{DateSGH}}

{{DateSGL}}

{{AS10SGF}} (1.50%)

{{AS10SGRF}}

{{AS10SGHF}}

{{AS10SGLF}}

{{AS10SGNF}} (NO FEE)

{{AS10SGRNF}}

{{AS10SGHNF}}

{{AS10SGLNF}}

Société Générale Global Sentiment Index 2-Year Point‑To‑Point with PR

As of: {{EffectiveDate}}

{{DateSG2R}}

{{DateSG2H}}

{{DateSG2L}}

{{AS10SG2F}} (3.00%)

{{AS10SG2RF}}

{{AS10SG2HF}}

{{AS10SG2LF}}

{{AS10SG2NF}} (NO FEE)

{{AS10SG2RNF}}

{{AS10SG2HNF}}

{{AS10SG2LNF}}

S&P 500® Index Annual Point-To-Point with PR

As of: {{EffectiveDate}}

{{DateSP500APR}}

{{DateSP500APH}}

{{DateSP500APL}}

{{AS10SP500APF}} (1.50%)

{{AS10SP500APRF}}

{{AS10SP500APHF}}

{{AS10SP500APLF}}

{{AS10SP500APNF}} (NO FEE)

{{AS10SP500APRNF}}

{{AS10SP500APHNF}}

{{AS10SP500APLNF}}

S&P 500® Index Annual Point-To-Point with Cap

As of: {{EffectiveDate}}

{{DateSP500ACR}}

{{DateSP500ACH}}

{{DateSP500ACL}}

{{AS10SP500ACF}} (1.50%)

{{AS10SP500ACRF}}

{{AS10SP500ACHF}}

{{AS10SP500ACLF}}

{{AS10SP500ACNF}} (NO FEE)

{{AS10SP500ACRNF}}

{{AS10SP500ACHNF}}

{{AS10SP500ACLNF}}

S&P 500® Index Monthly Point‑To‑Point with Cap

As of: {{EffectiveDate}}

{{DateSP500MCR}}

{{DateSP500MCH}}

{{DateSP500MCL}}

{{AS10SP500MCF}} (1.50%)

{{AS10SP500MCRF}}

{{AS10SP500MCHF}}

{{AS10SP500MCLF}}

{{AS10SP500MCNF}} (NO FEE)

{{AS10SP500MCRNF}}

{{AS10SP500MCFHNF}}

{{AS10SP500MCFLNF}}

S&P 500® Index NeXt Monthly Point-To-Point with Replacement Rate

As of: {{EffectiveDate}}

{{DateSP500NXMR}}

{{DateSP500NXMH}}

{{DateSP500NXML}}

{{AS10SP500NXMF}} (1.50%)

{{AS10SP500NXMRF}}

{{AS10SP500NXMHF}}

{{AS10SP500NXMLF}}

{{AS10SP500NXMNF}} (NO FEE)

{{AS10SP500NXMRNF}}

{{AS10SP500NXMHNF}}

{{AS10SP500NXMLNF}}

1-Year Fixed Value

As of: {{EffectiveDate}}

{{AS101YR}}

Note: The Highest 10-Year Period represents the 10-year period during the last 20 years that resulted in the most growth in the index value. This is not necessarily the 10-year period during the last 20 years when the largest amount of index interest would have been credited to the strategy. Likewise, the Lowest 10-Year Period represents the 10-year period during the last 20 years that resulted in the least growth in the index value. Again, this is not necessarily the 10-year period during the last 20 years when the smallest amount of index interest would have been credited to the strategy. Such discrepancies reflect the impact of rate caps and participation rates and the guaranteed 0% index interest rate.
01EX1165-RSPL {{RevisionDate}}
FOR AGENT USE ONLY
American Equity Investment LIfe Insurance Company®
6000 Westown Pkwy, West Des Moines, IA 50266
www.american-equity.com • Call us at 888-647-1371
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