Modern annuities. Future opportunities.

Our annuity products are built to meet the evolving needs of retirement planning — combining innovation, flexibility, and reliability. With top-ranked performance and unique benefits, we help you create better client outcomes today and long into the future.
American Equity IncomeShield BONUS 10 fixed index annuity
  • Retirement jumpstart: 14% premium bonus 
  • Growth potential: New index and crediting options 
  • Simplified income: Two Lifetime Income Benefit Rider options
 

Our lifetime income fixed index annuity has been ranked #1 for three consecutive quarters, underscoring our commitment to delivering results.*

* Insurance News Net, Annuity News, May 2025; Q1 annuity sales veer off record pace, remain solidly strong, Wink finds – Insurance News | InsuranceNewsNet

 

Annuity contract and Riders issued under form series ICC24 BASE-IDX-B, ICC24 IDX-11-10, ICC20 E-PTP-C, ICC20 E-PTP-PR, ICC20 E-MPTP-C, ICC24 E-BPT, ICC20 R-EBR, ICC16 R-MVA, ICC25 R-LIBR-W-FSP, ICC25 R-LIBR-W-FCP and state variations thereof.  Availability may vary by state.  For complete details please see product specific sales brochure and disclosure.

 

Bonus available on 1st year premiums.  Each year after the 1st contract year, clients become vested in a percentage of the bonus, until 100% vested at the end of the 10th contract year.  Vested amounts of the bonus are the amounts not forfeited as a result of an early withdrawal or surrender.  Bonus, surrender charges, and vesting schedules may vary by state.  See brochure and disclosure for details.

 

Rates are set at issue and subject to change.

 

Possible interest credits for money allocated to an index-linked crediting strategy are based upon performance of the specific index; however, fixed index annuities are not an investment, but an insurance product, and do not directly invest in the stock market or the index itself. 

 

This material is for informational purposes only, and is not a recommendation to buy, sell, hold, or rollover any asset. It does not take into account the specific financial circumstances, investment objectives, risk tolerance, or need of any specific person. In providing this information American Equity Investment Life Insurance Company is not acting as a fiduciary as defined by the Department of Labor. American Equity does not offer legal, investment, or tax advice or make recommendations regarding insurance or investment products. Each client has specific needs that should be discussed with a qualified legal or tax advisor.


Guarantees are based on the financial strength and claims paying ability of American Equity and are not guaranteed by any bank or insured by the FDIC.


Annuity products offered by American Equity. Other retirement options may also support similar goals.


For financial professional use only. Not for use in solicitation or advertising to the public.

©2025 American Equity Investment Life Insurance Company®
American Equity Investment Life Insurance Company®
1150 Locust Street, Suite 101, Des Moines, IA 50309